The Ultimate Guide to Selling Your House

Colonial Style Home with for sale sign

How to Sell Your Home Without a Traditional Real Estate Agent—and Still Win

FSBO is on the Rise

More and more homeowners are choosing to sell their homes without a traditional agent. Known as FSBO, or For Sale By Owner, this approach can help you avoid the typical 3% listing commission and retain control over your sale. But going it alone doesn’t mean doing everything without support.

Today’s sellers have access to tools that make FSBO easier—and more successful—than ever before.

 

What is FSBO?

A Quick Definition

FSBO means listing, marketing, and selling your home without hiring a full-service real estate agent. The main appeal? Saving money on commission and maintaining full decision-making power throughout the process. FSBO sellers save the standard 3% commission that traditional listing agents charge. 

 

What is the Value of an MLS Listing?

The Multiple Listing Service (MLS) is the core database used by real estate agents to sell houses, land, condos and more. It powers listings on major platforms like Zillow, Realtor.com, and Redfin—where 90%+ of buyers search for homes.

As a homeowner, you can’t list directly on the MLS yourself. But flat fee MLS services allow you to access the MLS legally through a licensed broker—for a fraction of the traditional cost.

This is where the value of a Flat Fee Listing Broker can help.

 

What is a Flat Fee Broker?

A flat fee broker is a licensed real estate professional who lists your home on the Multiple Listing Service (MLS) for a low upfront fee, along with a reduced commission due at closing. This model gives homeowners significant savings—often paying just 0.25% to 1% commission, compared to the traditional 3% or more charged by full-service agents.

In short: FSBO Sellers using a Flat Fee Broker get the benefits of an MLS Listing, without the bloated 3% commission.

FSBO Sellers can get their home on the MLS by using a Flat Fee Broker, without paying 3% commission to the listing agent.

How do Flat Fee Brokers differ from Traditional Real Estate Agents?

While both can list your home on the MLS and provide essential forms and disclosures, the service level varies. Flat fee brokers typically offer limited or à la carte services, meaning the homeowner takes on a more active role in the sales process—like pricing, showings, and negotiations. In contrast, traditional agents  take a more guided approach but at a much higher cost.

Flat fee brokerage is ideal for sellers who want professional exposure and compliance support, while still maintaining control and saving significantly on commission fees.

 

What services does the Flat Fee Broker provide?

With a Flat Fee Broker, you share the selling process in order to save on commission. But, going with a Flat Fee Broker doesn’t mean going at it alone. 

What the Flat Fee Broker Handles

  • Listing your property on the MLS

  • Providing legal forms and state disclosures

  • Ensuring compliance with MLS regulations

  • Syndicating your listing to top buyer platforms

  • Offering upgrades like lockboxes, signage, or broker assistance

 

What You’ll Handle as the Seller

  • Setting the price. Look for Flat Fee Brokers who provides an automated pricing tool or Comparative Market Analysis (CMA) for a data-backed recommendation.
  • Preparing your home for sale. Access staging tips and checklists to help your home make a great first impression.
  • Taking or sourcing listing photos. Snap your own or hire a local professional through our trusted photographer network.
  • Hosting showings and open houses. Our Premium package includes an online showing scheduler and unlimited open house announcements.
  • Reviewing offers and negotiating terms. Not sure how to respond? Optional contract guidance or a transaction coordinator can walk you through each step.
  • Coordinating closing and disclosures. We provide all required state forms, along with instructions and 7-day support if you have questions.

You will be supported every step of the way and this shared approach lets you stay in control—and keep up to 92% of the commission you’d typically pay a full-service agent’s services.

The real benefit to using a Flat Fee MLS Service is the seller dashboard. One place to manage showings, offers, documents, pricing & photos.

How to compare FSBO, Flat Fee Broker & Traditional Agents

Here’s a breakdown of common services, who can provide them and how much you would expect to pay.

FeatureFor Sale By Owner Flat Fee BrokerTraditional Agent
MLS Listing❌ Not included✅ Included✅ Included
Upfront Cost$0–low (DIY marketing)Averages: $350$0
Commission at ClosingNone
+ up to 3% to buyer agent
Reduced (often 0.25%–1.0%)
+ up to 3% to buyer agent
High (2.5%–3%) + up to 3% to buyer agent
Exposure on Zillow, Realtor, etc.❌ Limited. Added &
maintained manually
✅ Yes (via MLS syndication)✅ Yes
Legal Forms & Disclosures❌ DIY or pay extra✅ Provided by broker✅ Handled by agent
Showings & NegotiationsSeller handles everythingSeller handles mostAgent handles all
Support & Guidance❌ None unless hired separately✅ Limited / à la carte options✅ Full-service
Cost Savings✅ Maximum✅ Significant❌ Least
Best ForConfident, experienced sellersBudget-conscious sellers who want MLSSellers seeking full service & guidance

 

What to Do Before You Go FSBO

Pre-Listing Checklist

Make a strong first impression with these prep steps:

Top Tips for FSBO Success

Get your house sold, fast!

MLS Your Home with a Flat Fee Service

Once your home is ready to hit the market, you need a proven way to get it in front of serious buyers. That’s where a flat fee MLS service comes in. With ListFlatly, sellers get access to professional tools and wide exposure—giving you the confidence to sell on your terms. Our Premium Listing Plan bridges the gap between DIY and full-service, offering enhanced support without the high commission

Final Thoughts: FSBO Doesn’t Mean Going It Alone

Selling your home yourself doesn’t mean sacrificing visibility, legality, or support. Flat fee MLS services help you:

Your FSBO Savings Worksheet

ItemAmount
Estimated Sale Price (ex: $400,000)$__________
3% Listing Agent Commission (ex: $400,000 x .03 = $12,000)$__________
List Flatly, Essential + 0.25% (ex: ($400,000 x .0025) + $199 = $1,199)$__________
List Flatly (Premium + 0.25%) (ex: ($400,000 x .0025) + $399 = $1,399)$__________
Your Estimated Savings (ex: $12,000 – $1,399 = $10,601)$__________

How Much Will You Save With A Flat Fee MLS Listing?

Enter your address to find out!

Find My Home + Savings Calculator

Step 1: Choose a Flat Fee MLS Plan

ESSENTIAL

Best for experienced sellers
who want control & savings
$ 199 +0.25% commission at closing

Click here to calculate commission cost

  • 6 month listing term
    with option to add more time if needed
  • Maximum Photos
  • Listing on top sites
    Zillow, Realtor, Trulia, Homes, Redfin & more
  • Automated Pricing Tool
  • Listing forms
    & disclosure forms included
  • Full Service Support Team
    available 7 days per week
  • Cancel Anytime
    Any Reason

PREMIUM

Best for first time sellers
and sellers wanting extra support
$ 399 +0.25% commission at closing

Click here to calculate commission cost

  • EVERYTHING in Essential, plus:
  • 12 month listing term
    with option to add more time if needed
  • Personal Transaction Coordinator
    Included. ($395 value)
  • Online Scheduling Tool
    Included. ($59 value)
  • Unlimited Open Houses
    Included. ($100 value)
  • For Sale Yard Sign
    Included. ($49 value)
  • Virtual Tour Posting
    Included. ($40 value)
+$750 Value
Commission Calculator

Commission Calculator